The Commercial & Savings Bank
As a community bank, we believe strong relationships are the foundation of strong communities. That belief continues to guide how we serve today and reflects our focus on Enduring Greatness across Holmes County.
Rooted in Tradition
The Commercial & Savings Bank (CSB) has served Holmes County since 1879 and has proudly been part of the Charm community since 1987.
Personal & Business Banking
CSB offers checking and savings accounts, loans and mortgages, online and mobile banking, cash management, and wealth and investment services
We are The Commercial & Savings Bank...
For more than a century, The Commercial & Savings Bank has served Holmes County with trusted guidance and a long-term commitment to the communities we call home. Since opening in Charm in 1987, our local team has supported individuals, families, and businesses with personal and business banking designed to meet everyday financial needs and long-term goals.



